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Stoken's ACA - Daily [Dynamic Bond]

Stoken's ACA - Daily [Dynamic Bond] is a tactical asset allocation strategy reviewed on a daily cadence. Its hypothetical backtest runs through 2026-08-17. BestFolio supplies the public rule or approach and backtest context; current signals, allocations, and paid interactive data remain restricted to Pro access. The recorded 2011 publication or construction boundary separates pre-publication simulation from later market observations under fixed rules; all returns remain hypothetical. Users review each scheduled signal and place any resulting trades in their own brokerage. BestFolio does not execute trades or provide personalized investment advice.

Cadence
Daily
Backtest data through
2026-08-17
History boundary
The recorded 2011 publication or construction boundary separates pre-publication simulation from later market observations under fixed rules; all returns remain hypothetical.
Rule / approach
1. 1/3 each to three opposing pairs: SPY vs IEF, GLD vs TLT, VNQ vs IEF 2. Sleeve goes risk-on when the risk asset breaks its 6-month high (gold: 12-month) 3. Sleeve turns defensive when it breaks its 12-month low (gold: 6-month) 4. A…
BestFolio supplies
the public rule or approach and backtest context; current signals, allocations, and paid interactive data remain restricted to Pro access
Customer action
Review each scheduled signal and place any required trades in your own brokerage; BestFolio does not execute orders.
Costs and exclusions
net of a modeled one-way transaction cost (10 bps, scaled up to 3x under stress); taxes, fund-expense drift, or market impact are not modeled
Freshness
The latest available backtest ends 2026-08-17. A run timestamp is not exposed here, so no stronger freshness claim is made.
Next expected action
Today (market open); scheduled 2026-08-18 at 09:30 ET. Review the published signal before placing any trade.

Stoken's ACA - Daily [Dynamic Bond] at a glance

Stoken's ACA - Daily [Dynamic Bond] is a tactical asset allocation (TAA) strategy by Dick Stoken across US Equity, REITs, Gold, US Treasuries, rebalanced daily. Backtested 1985-11-06 to 2026-08-17 (40.6 years): 10.4% CAGR, 1.13 Sharpe, -18.9% max drawdown, 9.3% volatility.

Type
Tactical (TAA)
Author
Dick Stoken
Rebalancing
Daily
Risk
Conservative
Period
1985-11-06 to 2026-08-17
CAGR
10.4%
Sharpe
1.13
Max Drawdown
-18.9%
Volatility
9.3%

Stoken's ACA - Daily [Dynamic Bond] Tactical Asset Allocation Strategy

Dick Stoken's Active Combined Asset (ACA) runs three equal-weight opposing pairs: US stocks vs intermediate Treasuries (SPY/IEF), gold vs long Treasuries (GLD/TLT), and REITs vs intermediate Treasuries (VNQ/IEF). Each pair is switched by a daily Donchian-style price channel: the sleeve goes risk-on when the risk asset closes above its highest close of the recent lookback window, switches to the defensive asset when it closes below its lowest close of the longer window, and holds its current position between the channels (hysteresis).

The lookbacks are deliberately asymmetric. Equities and REITs use a 6-month upper channel and a 12-month lower channel (easy entry, hard exit, a bullish bias), while gold uses the reverse (hard entry, easy exit, reflecting its defensive role).

Stoken's ACA - Daily [Dynamic Bond]: frequently asked questions

What is Stoken's ACA - Daily [Dynamic Bond]?
Daily rebalancing. Three equal-weight pairs (stocks/bonds, gold/bonds, REITs/bonds) switch via price channel breakouts with asymmetric lookbacks. Dynamic bond variant can move to cash if bonds also fail their channel. Averages ~3 trades/year.
Who created the Stoken's ACA - Daily [Dynamic Bond] strategy?
Stoken's ACA - Daily [Dynamic Bond] was developed by Dick Stoken. It is based on Stoken, D. Survival of the Fittest for Investors (McGraw-Hill).
What is the historical return and maximum drawdown of Stoken's ACA - Daily [Dynamic Bond]?
Backtested from 1985-11-06 to 2026-08-17, Stoken's ACA - Daily [Dynamic Bond] returned 10.4% CAGR with a -18.9% maximum drawdown and a Sharpe ratio of 1.13. Past performance does not guarantee future results.
How often is Stoken's ACA - Daily [Dynamic Bond] rebalanced?
Stoken's ACA - Daily [Dynamic Bond] is rebalanced daily. BestFolio publishes the updated allocation signal each period.
Is Stoken's ACA - Daily [Dynamic Bond] a tactical asset allocation strategy?
Yes. Stoken's ACA - Daily [Dynamic Bond] is a tactical asset allocation (TAA) strategy: it adjusts its holdings based on market signals each period rather than holding a fixed allocation.

Backtest Performance (1985-11-06 to 2026-08-17)

MetricStoken's ACA - Daily [Dynamic Bond]
CAGR10.4%
Max Drawdown-18.9%
Sharpe1.13
Sortino1.63
Volatility9.3%
Calmar0.55
Total Return5448.6%
Backtest Period40.6 years

Strategy Details

Type
Tactical (TAA)
Rebalancing
daily
Risk Level
conservative
Variants
4
Author
Dick Stoken
Source
Stoken, D. Survival of the Fittest for Investors (McGraw-Hill)

Asset Classes

  • US Equity
  • REITs
  • Gold
  • US Treasuries
  • Cash

Categories

Further reading

New to this approach? Read what tactical asset allocation is and how it works.

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