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Drawdown history

SHY observed max drawdown: 5.4%

iShares 1-3 Year Treasury Bond ETF. From its 2021-05-31 peak, SHY fell 5.4% to the 2022-10-31 trough and needed 3.1 years to make a new high (2024-06-30). Computed from 290 months of observed fund history. Fund inception boundary (first available fund observation): 2002-07-26; the monthly analysis runs from 2002-07-31 through 2026-08-31.

Before 2002-07-26, the extended history is simulated. Observed fund drawdowns come first; simulation assumptions and results are separated below.

What is SHY's observed maximum drawdown?

SHY's observed maximum drawdown was 5.4%, from a peak in 2021-05-31 to a trough in 2022-10-31, based on monthly closes from fund prices first observed on 2002-07-26. The sample contains 290 monthly observations through 2026-08-31. Monthly closes can miss deeper daily losses.

SHY: observed fund prices, monthly closes
MeasureValue
Maximum drawdown-5.4%
Peak2021-05-31
Trough2022-10-31
Recovered2024-06-30
Monthly observations290

Last verified

What is SHY's observed maximum drawdown?

SHY's observed maximum drawdown was 5.4%, from a peak in 2021-05-31 to a trough in 2022-10-31, based on monthly closes from fund prices first observed on 2002-07-26.

How long did SHY take to recover from its worst drawdown?

SHY took 3.1 years from the 2021-05-31 peak to make a new high in 2024-06-30, based only on observed fund prices.

What was SHY's worst 12-month return?

SHY's worst observed rolling 12-month return was -5.1%, in the 12 months ending 2022-09-30.

SHY observed fund drawdown statistics

Maximum drawdown
-5.4%

2021-05-31 peak to 2022-10-31 trough.

Recovery time
3.1 years

New high reached 2024-06-30.

Time underwater
53.8%

Share of all months spent below a prior high.

Worst 12 months
-5.1%

Rolling year ending 2022-09-30.

The biggest SHY drawdowns in observed fund history

DepthPeakTroughRecoveredPeak to troughTotal underwater
-5.4%2021-05-312022-10-312024-06-3017 mo3.1 years
-1.2%2008-03-312008-05-312008-09-302 mo6 months
-1.1%2004-03-312004-06-302004-10-313 mo7 months
-0.9%2017-08-312018-02-282018-11-306 mo15 months
-0.8%2009-11-302009-12-312010-02-281 mo3 months

Methodology: observed SHY fund prices only, first available from 2002-07-26. Monthly closing-price statistics cover 2002-07-31 through 2026-08-31; no proxy or pre-inception simulation is included in this table. Educational information, not investment advice.

Hypothetical, not observed

Before 2002-07-26: simulated from the underlying index with assumptions

This separate series combines observed prices with a modeled pre-inception extension from 1970-01-31 through 2026-09-30. The 2026-09-30 endpoint is the legacy current partial-month bucket/month-end label, not evidence that SHY was observed through that future date. It is not observed SHY performance. The API's observed boundary is 2002-07-26; observed monthly statistics run from 2002-07-31 through 2026-08-31.

  • Rebalancing convention: monthly rebalance at month-end close; drawdown statistics use monthly closing prices.
  • Proxy source for SHY: VFISX (proxy_etf), from 1991-10-28 to 2002-07-25.
  • Proxy source for SHY: DGS2 (fred), from 1976-06-01 to 1991-10-25.
  • Proxy source for SHY: t_bills (static_monthly), from 1900-01-31 to 1976-05-31.
  • Proxy source for SPY: VFINX (proxy_etf), from 1976-08-31 to 1993-01-28.
  • Proxy source for SPY: spy_tr (static_monthly), from 1900-01-31 to 1976-08-30.

Modeled extended statistics

Maximum drawdown
-5.4%

2021-05-31 peak to 2022-10-31 trough.

Recovery time
3.1 years

New high reached 2024-06-30.

Time underwater
36.0%

Share of all months spent below a prior high.

Worst 12 months
-5.1%

Rolling year ending 2022-09-30.

For context, SPY (the S&P 500 baseline) had a maximum drawdown of 50.8% over the same kind of monthly-close analysis.

Modeled extended drawdowns

DepthPeakTroughRecoveredPeak to troughTotal underwater
-5.4%2021-05-312022-10-312024-06-3017 mo3.1 years
-5.1%1980-06-301980-11-301981-03-315 mo9 months
-4.6%1980-01-311980-02-291980-04-301 mo3 months
-2.7%1979-09-301979-10-311979-12-311 mo3 months
-2.3%1994-01-311994-04-301995-01-313 mo12 months

Monthly closing prices, peak-to-trough on total return where available. The pre-inception segment is a reconstruction, not a live fund record, and actual tracking, financing, taxes, spreads, and volatility drag can differ.

Drawdowns are the reason tactical strategies exist

Buy-and-hold SHY means living through every number on this page. BestFolio tracks published TAA strategies whose whole job is cutting these drawdowns, with out-of-sample track records.