Second Grader's Starter at a glance
Second Grader's Starter is a fixed-allocation portfolio by Paul Farrell / Allan Roth across US Equity, International Equity, US Bonds, rebalanced annual. Backtested 1991-12-31 to 2026-04-24 (34.3 years): 8.8% CAGR, 0.62 Sharpe, -52.6% max drawdown, 15.5% volatility.
- Type
- Fixed Allocation
- Author
- Paul Farrell / Allan Roth
- Rebalancing
- Annual
- Risk
- Aggressive
- Period
- 1991-12-31 to 2026-04-24
- CAGR
- 8.8%
- Sharpe
- 0.62
- Max Drawdown
- -52.6%
- Volatility
- 15.5%
Second Grader's Starter — Fixed Allocation Portfolio
Aggressive 90/10 allocation for young investors: 60% VTI, 30% VXUS, 10% BND.
Backtest Performance (1991-12-31 to 2026-04-24)
| Metric | Second Grader's Starter |
|---|---|
| Compound Annual Growth Rate (CAGR) | 8.8% |
| Maximum Drawdown | -52.6% |
| Sharpe Ratio | 0.62 |
| Sortino Ratio | 0.77 |
| Annualized Volatility | 15.5% |
| Calmar Ratio | 0.17 |
| Total Return | 1687.3% |
| Backtest Period | 34.3 years |
Strategy Details
- Type
- Fixed / Strategic
- Rebalancing
- annual
- Risk Level
- aggressive
- Variants
- 1
- Author
- Paul Farrell / Allan Roth
Asset Classes
- US Equity
- International Equity
- US Bonds
Categories
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