The 12% Solution (Carter) Tactical Asset Allocation Strategy

Two-sleeve monthly rotation: 60% in the best-momentum equity ETF (or cash if none outperforms) and 40% in the stronger bond ETF. Uses 3-month return lookback across US large, mid, small cap, and Nasdaq. Monthly rebalancing.

Backtest Performance (1992-02-28 to 2026-04-07)

MetricThe 12% Solution (Carter)
Compound Annual Growth Rate (CAGR)11.1%
Maximum Drawdown-31.6%
Sharpe Ratio0.93
Sortino Ratio1.24
Annualized Volatility12.0%
Calmar Ratio0.35
Total Return3497.5%
Backtest Period34.1 years

Strategy Details

Type
Tactical (TAA)
Rebalancing
monthly
Risk Level
moderate
Variants
1
Author
David Alan Carter

Categories

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