Bogleheads Three-Fund — Fixed Allocation Portfolio
The most popular lazy portfolio: US stocks, international stocks, and US bonds. Simple, diversified, low-cost.
Backtest Performance (1989-10-31 to 2026-04-07)
| Metric | Bogleheads Three-Fund |
|---|---|
| Compound Annual Growth Rate (CAGR) | 8.0% |
| Maximum Drawdown | -36.7% |
| Sharpe Ratio | 0.79 |
| Sortino Ratio | 1.00 |
| Annualized Volatility | 10.3% |
| Calmar Ratio | 0.22 |
| Total Return | 1525.3% |
| Backtest Period | 36.4 years |
Strategy Details
- Type
- Fixed / Strategic
- Rebalancing
- annual
- Risk Level
- moderate
- Variants
- 2
- Author
- Bogleheads / Taylor Larimore
Categories
Track Bogleheads Three-Fund in Your Portfolio
Sign up for BestFolio to get monthly rebalancing signals, blend strategies into custom portfolios, and receive alerts when allocations change.